Be the first to share your experience. Community Bank of Louisiana has a Return on Equity of 15.44% versus the BestCashCow average of 7.80%. Douglas Automotive Auto Repair & Service Grass Valley, B & F World Industrial Gas Stations Los Angeles, A & M Auto Repair Auto Repair & Service Rockford, Knights of Columbus at St Johns Fraternal Organizations Paducah, DIEU NHAN BUDDHIST MONASTERY - CHUA DIEU NHAN Buddhist Places of Worship Cocoa, Ray's Country Kitchen Restaurants Honaker, Seaford Beverage Distributors Beverages-Distributors & Bottlers Seaford, Stinger Spray Systems Spraying Equipment New Braunfels. A lower Texas ratio indicates better coverage of problem loans. Yashwant Chaudhri MD APC Physicians & Surgeons Santee, Ammar, Sherif M MD: Sherif M Ammar, MD Bakersfield, Hennepin County Mental Health Center Minneapolis, Dr. Maricel Lilian Ridella, MD Newport News, El Rancho Convenience Store Convenience Stores Troy, Damacio's Grocery & Liquor Grocery Stores Albuquerque. Community Bank of Louisiana has a strong Texas Ratio of 5.53%, suggesting that the bank is in good financial shape and improbable to fail. Home Equity Lines of Credit are available only for 1 - 4 unit owner occupied primary residences, 1 unit second homes and condominiums in Connecticut, Massachusetts, Maine, Vermont, New Hampshire and select counties in the state of New York and are not available on cooperatives or properties listed for sale. A big change in these figured can also be from a bank acquisition or merger. With mobile and web apps, Community Bank of Louisiana makes mobile banking convenient, even on the go. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. Conditions… Variable APR of Prime minus 1.01% in all states. People’s United Bank, N.A. It is covered under FDIC Certificate #13951. All other marks contained herein are the property of their respective owners. That gives it a Texas Ratio of 7.24%. Other terms and conditions may apply. Return on equity measures how efficiently a bank is making money from its capital. It is free to register and add rates. 30-year term. See the best online CD rates here. categorization of some loan types. Bank of America® Travel Rewards Visa® Credit Card Review, Capital One® Quicksilver® Cash Rewards Credit Card Review. It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile apps. The overall rating is a weighted average of rates, fees, service quality and financial health.Read more. Community Bank of Louisiana does not have the best savings rate, which means you should consider taking a look elsewhere for banks that deliver more return for your money. With a savings rate of 0.12%, Community Bank of Louisiana ranks poorly in comparison to the average U.S. bank. Min loan amount $10,000. The top three loan types in Community Bank of Louisiana’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans. Community Bank of Louisiana provides customers with the complete slate of banking products, including savings accounts, checking accounts, money market accounts, CDs, IRAs and mortgage products. Additionally, Community Bank of Louisiana is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure. The bank's standard checking product features a $3.50 monthly fee, which places it at the higher end of monthly fees. The rates shown reflect a 1-to 2 unit owner occupied primary residence, including condominiums. Do you represent Community Bank Of Louisiana? Property insurance is required. 5 Reasons Why You Should Never Ever Buy A Structured Note, 1-Year CD Rates Over 2% Are Tempting But Preserving Liquidity In A Crisis Is Essential, Some 1-Year CDs Are Still over 2% APY Following the Coronavirus-Induced Fed Cut. Mansfield, LA 71052 Unfortunately, we are currently unable to find savings account that fit your criteria. The minimum APR is 3.50%. Community Bank of Louisiana offers several deposit products including savings accounts, checking accounts, money market accounts and CDs that provide you with many options to manage your money. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank No depositor has ever lost deposits that have been within the FDIC insurance limits. All Rights Reserved. Finding a checking account with no monthly fee, in addition to a savings account with a high APY at the same bank is your best option for getting the most income from your deposits while maintaining convenient access to your funds. YP, the YP logo and all other YP marks contained herein are trademarks of YP LLC and/or YP affiliated companies. Community Bank of Louisiana Customer Reviews, Frequently Asked Questions, Rates, Branches, Related Articles, and Financial Summary - 2020 Customers can open an account at one of its 10 Branches. It offers a full range of financial tools for personal and business banking needs. A low ratio indicates smaller chance of failure; a higher ratio suggests greater risk. For a more detailed analysis of Community Bank of Louisiana's financial condition and a description of what these numbers mean, please visit the Financial Be Careful Not to Rush Too Heavily Into Long-Term CDs Here, Avoid The TIAA 4-year Diversified Assets Marketsafe CD, Kyle Bass Says Interest Rates Will Be At Zero in 2020, CIBC Agility Savings is Lowered from 0.70% to 0.62% APY - Nov 2, 2020, Synchrony Lowers Everything Again - Oct 27, 2020, Salem Five Direct Lowers EOne Online Savings Rate to 0.61% APY - Oct 27, 2020, TAB Drops Online Savings Rate from 0.90 to 0.65% APY - Oct 20, 2020, First Foundation Bank Lowers Online Savings Rate to 0.75% APY - Oct 20, 2020, Barclays Lowers Online Savings Rate from 0.60% to 0.50% APY - Oct 16, 2020, Capital One 360 Savings Rate Drops to 0.50% APY - Oct 1, 2020, Synchrony Lowers Online Savings Rate Again - Sep 30, 2020. To cover these potential losses it had $53,808,000 in equity and $1,423,000 in loans loss reserves.